About Intracoastal
One accountable person, from first question to next review.
Intracoastal Life & Annuity is a Delray Beach–based independent insurance practice built around a simpler promise: explain the choices, surface the tradeoffs, and stay available after the paperwork.
Jason helps Florida families, business owners, and people preparing for retirement understand insurance choices without skipping the hard parts.
Direct access, local roots, independent options, and a no-pressure tone guide every conversation. Each path begins with the client’s decision, explains where a product may not fit, and separates education from an individualized recommendation.
What “independent” means
Intracoastal is not limited to one insurance company. Available options depend on Jason’s active licenses and appointments, the consumer’s state, the product, and underwriting. Intracoastal may receive compensation from the issuing insurer when a policy or contract is placed; ask how any option under consideration is compensated.
What happens in the first conversation
- Name the need. Who or what needs protection? When must retirement income begin?
- Inventory what exists. Current coverage, reliable income, time horizon, and liquidity all matter.
- Identify the unknowns. Separate contract facts from assumptions and gather only the information needed for the next step.
- Choose a route. Compare options, keep what you have, coordinate with another professional, or pause.
Licensing and verification
Insurance recommendations and product availability are limited by active licenses, carrier appointments, state availability, and underwriting. Use Florida’s official license search and ask Jason for the current states and carriers relevant to your situation.
Florida license search